Janice

Certified WAHM l Licensed Financial Advisor & Professional Teacher l Financial Literacy Advocate l Founder of www.pinayinvestor.com

iPhone 16 or Ipon Goals: What’s Really Worth Your ₱70,000?

Today’s the big day—the iPhone 16 has officially hit stores in the Philippines! With its sleek design and impressive features, the iPhone 16 Pro starts at ₱69,990, and the iPhone 16 Pro Max starts at ₱84,990. The excitement is everywhere—social media is buzzing, and people are lining up in stores. But the big question on many […]

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millionaire-mind-intensive

How the Millionaire Mind Intensive Helped Me Manifest My Dream Car!

On my 30th birthday, I achieved something that felt impossible—I got my first car! Eight years later, I still look back on that moment with gratitude, as it represents not just the car itself but the mindset shifts that made it possible. The car wasn’t luxurious or expensive, but it was special because of what

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sm financial report

SM Investments Corporation’s Impressive Growth in 2024: What It Means for Us

If you’re like me and enjoy a weekend stroll through SM malls or rely on BDO for your banking needs, you’ll be thrilled to hear about some exciting news from SM Investments Corporation. They’re one of the biggest names in the Philippines, and they’ve just shared their financial results for the first half of 2024.

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biblical-money-principles

Finding Hope and Help in Financial Hardship: Your Guide to Overcoming Tough Times

While some people eagerly await their salary or business revenue with excitement, others find themselves caught in the grip of deep financial distress. If you’re reading this, you might be in a tough spot—struggling to make ends meet, feeling buried under debt, or facing a major financial setback. Perhaps you’ve lost your job, your business

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What Your Budget Says About You: The Surprising Truth Behind Your Spending!

If you’ve been following my journey in personal finance, you know that budgeting is one of my absolute favorite topics to chat about. Over on my Pinay Investor YouTube channel, I’ve shared tips and tricks on budgeting that have resonated with so many people. My budgeting videos have accumulated over 500,000 views! It’s been incredible

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debt-payment-plan

Breaking Free from Debt Denial: Your Ultimate Financial Wake-Up Call

We’ve all been there. You swipe your card for that new pair of shoes, justifying it with “Treat yourself, you deserve it.” Or maybe you borrow money from a relative, promising to pay it back “next month.” Before you know it, you’re neck-deep in debt, and the idea of facing it feels overwhelming. Let’s be

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sss-pension-booster-retirement-benefit

Plan Ahead for a Comfortable Retirement: Exploring the Benefits of SSS Pension Booster

Imagine spending your golden years free of financial stress, enjoying time with family, traveling, or pursuing hobbies. Sounds great, right? The key to making this dream a reality is to start planning for your retirement now. While retirement planning might seem like a distant concern, starting early is crucial. The earlier you begin, the more

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