So you heard about the SSS Loan Restructuring Program, but you’re not sure if you’re covered or not.
It says that it’s a program for member-borrowers affected by previous calamities and disasters, but you’re not sure if your area of residence is included in the list of calamity-stricken areas as declared by NDRRMC or the national government under State of Calamity.
Yes, you have a past due loan with SSS, but can you actually avail of this SSS Loan Restructuring Program?
These are just some of the questions that I’ve been receiving from my readers and viewers since the SSS Loan Restructuring Program was launched a month ago.
And I’m fortunate enough to have been given the opportunity to share the complete details of this program exclusively here at Pinay Investor.
As mentioned in my previous post about the SSS Loan Restructuring Program, all member-borrowers who have past due calamity loans and member-borrowers with past due short term loans living or working in disaster/calamity stricken areas as declared by NDRRMC or the national government, are covered in this program.
So what calamities/disasters and areas are they specifically?
I know you’re eager to know if your area is covered in this program, so let me share to you the complete list given by the Philippine Social Security System:
- ONDOY* (2009)
Autonomous Region In Muslim Mindanao (Basilan, Lanao del Sur, Maguindanao, Sulu, Tawi-tawi), Cordillera Administrative Region (Abra, Benguet, Ifugao, Kalinga-Apayao, Mountain Province), Aurora, Albay, Bataan, , Batangas, Bulacan, Camarines Norte, Camarines Sur, Catanduanes, Cavite, Ilocos Sur, Isabela, La Union, Laguna, Marinduque, Masbate, National Capital Region, Negros Occidental, Nueva Ecija, Nueva Viscaya, Occidental Mindoro, Oriental Mindoro, Pampanga, Pangasinan, Quezon Province, Quirino, Rizal, Sorsogon, South Cotabato, Sultan Kudarat, Tarlac, Zambales, Zamboanga del Sur
- SENDONG (2011)
Misamis Occidental, Lanao del Norte, Lanao del Sur, Davao Region (Compostela Valley, Davao del Sur, Davao del Norte, Davao Oriental), Surigao del Sur, Agusan del Sur.
- PEDRING AND QUIEL (2012)
Amulung and Tuguegarao in Cagayan; Meycauayan City, Obando and Calumpit in Bulacan; Dinalupihan, Bataan; Olongapo City, Tarlac City; Provinces of Isabela, Quirino, Nueva Ecija, Cavite, and Nueva Vizcaya; Malabon, Navotas, Marikina.
- PABLO (2012)
Samboan in Cebu; Lopez Jaena and Plaridel in Misamis Occidental; Prosperidad, Veruela, Esperanza, Loreto, Bunawan, Sta. Josefa, and Trento in Agusan del Sur; Provinces of Palawan, Siquijor, Lanao del Norte, Misamis Oriental, Surigao del Sur, Compostela Valley, Davao Oriental, Davao del Norte
- LABUYO (2013)
Candelaria, Sta. Cruz, and Masinloc in Zambales ; Dinalungan, Casiguran, Dilasag in Aurora; Province of Quirino
- SOUTHWEST MONSOON (HABAGAT) ENHANCED BY TROPICAL STORM MARING (2013)
Candon City, Narvacan, Gregorio del Pilar, Sta. Maria, Lidilda, Magsingal in Ilocos Sur; Dagupan City, Aguilar, Binmaley, Sta. Barbara, Calasiao in Pangasinan; Tarlac City, Paniqui, and Conception in Tarlac; Paombong, Hagonoy, Baliuag, Bocaue, Marilao, and Obando in Bulacan; Mamburao and Abra de Ilog in Occidental Mindoro; Provinces of Bataan, Pampanga, Cavite, Laguna, and Rizal; Parañaque, Muntinlupa, Malabon, Marikina, Pasay, Pateros, Taguig, Las Pinas
- SANTI (2013)
San Miguel, Bulacan; Provinces of Tarlac and Nueva Ecija
- ARMED CONFLICT IN ZAMBOANGA CITY (2013)
- 7.2 MAGNITUDE EARTHQUAKE (2013)
Province of Bohol, Province of Cebu
- YOLANDA (2013)
Samar, Leyte, Cebu, Iloilo, Capiz, Aklan, and Palawan
- AGATON (2013)
Tagum City, Kapalong, Carmen, Asuncion, New Corella in Davao del Norte; Tarragona, Manay, Caraga, Baganga, Cateel, Boston in Davao Oriental; Sta. Josefa, Sibagat, Bunawan, San Francisco, Esperanza, Veruela, Trento, Rosario, Loreto in Agusan del Sur; Bislig City, Lianga, Tago, San Miguel in Surigao del Sur; Provinces of Lanao del Norte and Agusan del Norte
- GLENDA (2014)
Obando, Bulacan, Daet and Santa Elena in Camarines Norte; Provinces of Cavite, Laguna, Rizal, Batangas, Quezon, Albay, Camarines Sur, Samar, Sorsogon, Catanduanes, Mindoro Occidental and Masbate; Muntinlupa
- MARIO (2014)
Cebu City; Cainta, Rizal; Marikina City; Province of llocos Norte, Ilocos Sur, and Abra.
- RUBY (HAGUPIT) (2014)
San Pablo City, Laguna; Sorsogon City, Juban, Juban, Gubat, Magallanes in Sorsogon, Maayon, Dumalag, and Panay in Capiz; Province of Batangas, Albay, Camarines Sur, Catanduanes, Masbate, Aklan, Northern Samar and Eastern Samar.
- SENIANG (2015)
Veruela, Agusan del Sur; Provinces of Bohol and Misamis Oriental
- LANDO (2015)
Arayat and San Luis in Pampanga; Sugpon, Ilocos Sur; Infanta and General Nakar in Quezon; Candelaria and Sta. Cruz in Zambales; Banaue, Ifugao; Provinces of Isabela, Aurora, Quirino, Cagayan, Pangasinan, Nueva Ecija, Nueva Vizcaya, Tarlac, and Bulacan.
- NONA (2015)
Torrijos, Marinduque; Corcuera and Concepcion in Romblon; Provinces of Oriental Mindoro, Sorsogon, Albay, and Northern Samar
Looking at this list, it’s sad to know that our country has been stricken by so many calamities/disasters in the past seven years. Let’s hope and pray that these types of calamities or disasters won’t happen again.
If you found your home or work area in any of the above listed calamities and if you have past due loans that you want to settle with SSS, this is your chance to apply and avail of the SSS Loan Restructuring Program.
Again, this program is only available for one year (April 28, 2016 – April 27, 2017), so take advantage of this rare opportunity.
We don’t know when it’s going to be available again or if it will ever be available again. So don’t miss your chance.
Apply now and visit the SSS Branch near you and share this to your family and friends.
Disclosure: This post is sponsored by the Philippine Social Security System and is exclusively published here at Pinay Investor. All the information are sent by the Philippine Social Security System.
Copyright: Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Pinay Investor and www.pinayinvestor.com with appropriate and specific direction to the original content.