My Ayala Coop Experience – Part III



Certified WAHM l Licensed Financial Advisor & Professional Teacher l Financial Literacy Advocate l Founder of

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12 Responses

  1. Marge says:

    I was able to dissect a coop from a small at one time and I was amazed with their history. They started with P35 capital and after 14 years, coop members are enjoying P11,000 per share. P35 compounded many times in 14 years, here’s the story.

    -not really a good writer-

    • Janice says:

      I visited your site and read your article.
      I tried posting a comment but it didn’t let me. There was an error.

      Anyways, that was indeed a huge profit for them!
      Coop is a good option for people who don’t have much time to study the ins and outs of other investment vehicles.
      It doesn’t require a big amount of investment capital that makes it more suitable for everyone.
      Actually, my very first investment was with a small coop in Mandaluyong which I will share later on my blog.

  2. Marge says:

    Sorry about the error. It is working now.

  3. Jonas says:

    Thank you for the blog, Janice. I’m an employee of the Ayala Coop. we appreciate it!

  4. Al says:

    Hi Janice. I’m currently a member of the coop. I wonder how does the dividend computation goes. Let’s say for P1K investment, how much will be the return? Thanks.

    • Janice says:

      Hello Al, thanks for visiting Pinay Investor 🙂
      In my experience with Ayala Coop, I earned almost 5% interest in 2 years time. But like I mentioned in some of my posts, most investment returns are not guaranteed. It depends on so many factors.

      For more accurate answers to your question/s, here’s a link to Ayala Coop’s FAQ page

      You can also contact them directly should you want to talk to one of their representatives for clearer explanations about their products and services.

  5. Cath says:

    Hi, Janice! Have you tried the Balik Coop program? I don’t know what Ayala Coop requires to get former members back into the coop but as far as I know they are still accepting returnees.

  6. Val says:

    thanks Pinay Investor 🙂 it made me decide fast

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