But what was really the purpose of my membership and why did I terminate it in the end?
When Ayala Coop was introduced in our company, I never really planned to sign up with them. First of all because I don’t like loans. Not that I hate loans or that I never had a loan or have borrowed money from someone else, but I am not just comfortable with it.
I know a few of my colleagues who availed of Ayala Coop’s loan products to buy high-end cellphones or other gadgets while some of them used the money to renovate their house, to pay for their kids’ tuition and even to fund for their travel and getaways.